HAWAK NG MGA TAONG HANDA ANG POSIBILIDAD.
Acquire The Coverage For Both Ups And Downs (Without Paying The Full Price)
Hayaan mong life insurance ang gumastos sa mga ‘di pabor na sitwasyon at panatilhin o palaguin ng investment ang pondong mayroon ka - tawag dito ay VUL (Variable Universal Life).
ANYTHING CAN HAPPEN
Walang Gustong Malagay Sa Alanganin
Are you prepared?
40% ng pamilya hirap sa gastos kapag nawala ang pangunahing kumikita at 25% naman ay isang buwan lang ang kaya.
Families with a good amount of money are included here.
Hindi na bago ito, kita sa paligid at inspirasyon rin sa mga palabas.
We are in an era where going rich fast and being poor suddenly are situations everyone knows could happen.
“’Yong sablay mong paghahanda, katulad lang ng paghahanda mong sumablay.”
To avoid wasting your time with such gloomy observations, let’s check if it’s wise to read ahead.
Kung hindi ka maka-relate sa isa sa mga nakalista sa baba, libre ka namang umalis sa page na ito:
- You have a regular source of income but not enough to support you and your dependents for a lifetime if unforeseen situations happen (job loss, sickness, disability, etc.).
- Mayroon kang sapat na pera pero ayaw mong gamitin lahat ‘yon pambayad lang sa mga sakaling aberya.
- You have some savings but aren't sure how to start investing in a way that grows your wealth steadily (money saved doesn't grow, but investments can).
- Nasubaybay ka sa mga balita tungkol sa pera kaso wala kang maayos na basehan na ginawa para sa sarili mong sitwasyon.
- You want life insurance but are interested in a policy allowing your money to grow through investments over time.
- May ilan ka nang investment pero hindi ka kampante sa plano mo para sa pangmatagalang paglago ng pera at pagprotekto nito.
- You want to ensure that your family is protected financially, while also building an investment fund for future needs like retirement or education.
- Gusto mo ng isahang solusyon para protektahan ka at mga importante sa’yo habang may kapasidad na palaguin ang pera mo (gusto mo pang gamitin ang oras mo sa ibang bagay).
I could continue, but by now you should understand whether enhancing your financial protection while growing your investments with a VUL is worthwhile for you.
THE ESSENTIAL SAFEGUARD
Nanganganib Ang Yaman Kapag Wala Nito
And today, more than ever, you can build lasting security.
Kamusta, I’m Mark.
I’m a risk manager for fellow Filipinos.
Napunta sakin ang mga pamilya o indibidwal kapag gustong iba ang magbayad sa aberya sa buhay habang napapanatili o napapalago ang perang mayroon sila.
My start is the same as others.
Wala akong ideya dati sa mga ginagawa ko sa pag-iipon, pagtatrabaho, pagi-invest, paggastos sa mga gamit at aralin, at ano pang mga bagay tungkol sa pera.
Despite those shortcomings, I gained 3 realizations:
1. Protecting wealth is as important as gaining it.
Ang ibig sabihin ko sa “important” dito ay katumbas ng kabuhayan natin.
The first time I earned my own money was when possibilities became clear that what I had could vanish anytime.
Mahalagang handa ka sa pwedeng tumama sa’yo.
Consider it, acquiring a service that bets on your risk is an opportunity parallel to riding a bike while wearing a helmet.
Hindi mo gusto na may mangyaring masama, pero kung may mangyari man, kaya mong harapin.
Life insurance is the helmet for your ride.
Critical Illness? Covered.
Disability? Covered.
Death? Covered.
Hospital Bills? Covered.
Accidents? May dagdag suporta.
Medical Expenses? Nakahanda ang pondo para dito.
Waiver Options? Mayroon kung hindi na talaga kaya.
Bata o Matanda? Options are available.
Dependent Coverage? Oo, nakahulma sa kailangan mo.
The benefits keep expanding.
May rason kung bakit ako, mga kliyente ko, at mga malapit sakin ay mas ganado at kumpyansang harapin ang mga bagay na sa ibang tao ay alanganin na sa isip pa lang:
Preparedness on life’s risks.
2. Growing your money is another way of preservation.
Malinaw na dapat sa puntong ito na ang perang mayroon tayo ngayon ay bumababa ang halaga habang tumatagal.
We don’t want the fruits of our work to be valued less when the time to use it arrives.
Kaya pinipili nating ilagay ito sa lugar na bukod sa ligtas, kayang labanan ang nagbabagong ekonomiya at pataasin ang kakayahan sa paggamit.
Here’s one of my clients - a 24-year-old software engineer. Building a strong foundation to protect his current and continuously accumulating wealth was the main reason behind his application (covered face for privacy):
May gusto kang mangyari kasi alam mong dadarating ang hindi maiiwasang pangyayari.
I know this is just a simplification, but this is the truth of countless people who utilize investments to fight inevitable financial occurrences.
Hindi lang dapat ikaw, hayaan mo ring magtrabaho ang pera mo para sa’yo.
Give some thought to those you look up to, do you think they are the only ones who can earn through money?
Subukan mo. Pustahan tayo, kaya mo rin.
3. You have the option of having both protection and growth.
Pwedeng pagprotekta lang, pwede rin namang pagpapalago lang.
We have no problem there, at first.
Kalaunan mapapansin ang nasayang na oportunidad galing sa pagkakaroon ng parehas.
You can have them separately. Fortunately, both can be found in one plan - VUL (Variable Universal Life).
Nangyayari ang solidong pag-angat ng yaman sa pagitan ng sarili mong hangad sa buhay at payapang isipan.
Your approach to securing your future will be unique based on your circumstances and aspirations.
Sa pagkakaroon ng balanseng plano na may depensa at pagsulong, nakaposisyon ka para umusbong sa patuloy na nagbabagong panahon.
If you’re new to life insurance and investment, consider the next advice you will get on managing risks and rewards.
Ano ang ginagawa ng mga tao sa galawan nila sa seguradong buhay at pamumuhunan?
They’re addressing their goals with financial education, strategic advice, and solutions tailored to real-life needs.
Paano masusunod ang layunin mo sa pera nang buong oras?
By protecting what you’ve worked for and creating avenues for wealth accumulation.
Paano ka makakabuo ng ligtas na kinabukasan habang nananatiling tapat sa prinsipyo mo?
By choosing solutions that foster peace of mind and long-term advancement.
Paano ka makakabuo ng solidong yaman?
Protection and Growth.
In applicable terms? Life Insurance and Investment.
Galing sa pinagkakatiwalaang tao (may lisensya).
Simplicity. Offered. By. VUL.
Panatag akong makakuha ng ganitong katulong - dagdag kumpyanse sa buhay.
THE MECHANICS BEHIND IT
Pinapakumplikado Ng Karamihan
The answer is straightforward.
Anong naging kwenta ng life insurance at investment sakin?
Removing internal satisfactions in the equation, I constructed a concrete path to accomplish provided by its given convenience.
Bakit pinangalanan ko itong “Prosperity Defense”?
The reason is my vision of obtaining a fortune that gives importance to wall establishment against expected monetary invaders.
(At parang gamit na gamit na ang… “wealth protection”. Sinasabi ng utak ko na gumawa ng bagong salitaan para maiba naman).
Additionally, it’s quite interesting to gamify this serious matter. So tackling it in “real life” will be more enjoyable!
Lahat ng ginagawa ko ngayon ay suportado ng makatotohanang basihan.
I’m more confident in exploring other areas of my life as the shield I can use is positioned to support me.
Tiwala ko sa kapasidad ng perang lumaki dahil hindi galing sa tsambang batayan ang pinagmulan ng desisyon.
My actions are rooted in hopeful patience in attaining better outcomes and not from fear of uncertainties.
Ano ang Prosperity Defense?
It’s a method that continuously improves and relies on realistic expectations of risks in a person’s life covered by appropriate life insurance and investment policies tailored to one's preferences.
Ito ang ginagawa ko:
- I consume resources that link to a sensible way in finance (and extract remarkable insights beneficial to me and my clients).
- Inaalam ko muna ‘yong kasalukuyang estado ng isang tao, binibigyan ako nito ng pagkakataong matansya kung anong pinakaangkop na rekomendasyon sa kanya.
- Options will be provided after the initial evaluation (the things you will only need at that point).
- Malaya ko rin dinadagdagan o binabawasan ang kapasidad ng napiling solusyon para tumugma sa kakayahan at kagustuhan ng pumili.
- Expectations from the choice are conveyed to ensure its delivery - you, me, and the beneficiaries.
- Dahil lahat ay nagbabago, pati kung paano ka mamuhay, parte ng nakuha mong kasunduan ang kalayaan mong i-update ito (sabihin mo lang sakin).
- If commitment and trust are properly placed in this flow, the control I gained will also be yours. I’m passing what works.
Ito ang ilan sa mga pwede mong asahan sakin bilang risk manager mo. Gusto kitang bigyan ng mga bagay na kakailangan mo talaga.
Without dwelling on complexity and fantasy.
‘Yong totoo lang, may kwenta, subok na, at may nakaraan sa pagbibigay ng halaga - ako mismo, ginagamit dahil binibigay kung ano ang inaasahan mo.
This is all it takes to attain the safety and expansion your life deserves. Uncertainty is dangerous.
Sa paglaan ng panahon para makaposisyon sa matibay na sandigan, may matatago kang bulsa na lilitaw sa oras na kailanganin mo.
You’re not alone in setting these things out - you have me.
Para matuloy mo nang gawin ang dati mong pinagkakaabalahan ng walang halong kaba. (O mas matuto pa ng mga bagay dahil sa pagkakaroon mo ng life insurance at investment).
That’s the objective I want you to have, figure out, and utilize to make your financial situation better than last time.
WHAT’S COVERED?
Palabang Ikaw Gamit Ang Life Insurance at Investment
A pragmatic approach to life’s uncertainties.
Ito ang mga pwedeng ibigay sa’yo kapag kinuha mo ang Prosperity Defense:
1. Ailment Defiance Fund
Mas mataas ang tyansang magkasakit ang isang tao kaysa mamatay.
The amount put in this section is for that purpose.
Oo, alam ng lahat, ayaw nating magastos ito. Pero mas ayaw nating sa sariling pitaka kukunin o walang magamit panggastos kung may tumama sa katawan.
Many flavors of events can be the cause-effect of a particular illness or disability - better ready to face those.
- Pondo para sa sakaling pagdapo ng malubhang sakit dahil wala itong pinipili (mayaman o mahirap) - para pagpapagaling na lang ang iisipin.
- If care at home is not possible and you need to be hospitalized, don’t worry as you can get the bills paid (to ease your worries) using this fund.
- Kapansanan ang tawag rin natin sa aberyang iniwan ng isang karamdaman, at para mapagaan ang bigat na epekto nito, suportang pinansyal ang isa sa makakatulong - kasama ‘yan sa badyet.
- The freedom where the policy will pay to sustain itself due to your own circumstances (a result of disability) is an option you can take.
Maraming nakapila para sa’yo, ikaw ang bahalang kumuha.
By Having Prosperity Defense
Hindi madadamay ang bulsa mo sa masasaktan (pambayad sa doktor, gamot, pasilidad, etc.) sa oras na manghina ang kalusugang pinangangalagaan mo.
2. Legacy Ready Currency
May maiiwan kahit sa oras ng pag-alis mo.
Let this one-time gift deliver the final gesture you can send to important people (or special someone), lessen the pain of loss, and make you rest in peace.
- Malaking halaga na iaabot sa mga pili mong iwanan kapag sinundo ka na ni kamatayan (oo, nakakatakot, pero alam kong may tapang kang harapin ang katotohanan na ito).
- If your deletion from this world is due to an accident, an additional amount can be given as a form of condolement.
- Pang-aabuso o paggawa ng paraan ng iba para mawala ka ay hindi katanggap-tanggap na rason sa kasalukuyang panahon - kung magkaganoon, pwede kaming magdagdag ng iaabot.
- Your little ones can utilize such benefits, and when you’re unable to sustain the policy as your time has come, we can get you covered.
Ito ang pwedeng tumayong buhay na susuporta sa mahal sa buhay.
By Having Prosperity Defense
Hindi mo mapipigilang makaramdam ng ginhawa dahil kung matapos man ang kwento mo, panatag kang may katas na maiiwan sa mga gusto mong makaalala.
3. Lasting Vitality Grant
Ito ang munti kong sikreto.
When I allot part of my earnings to a vehicle (money account) that runs to make it work for me, my interpretation of how money works becomes clear.
Nakakaganang magbasa, makinig, o manood ng mga ideya sa kung paano dapat ang galawan sa pera - iba pa rin ‘yong mismong ikaw ang makagawa at makaranas.
I think it’s time for your turn.
- Mag-invest ka base sa kabig na gusto mong makuha tulad ng pamatong gagamitin pambili ng bahay, sasakyan, o kahit ano mang pinanggigigilan mong kunin para mas mapabilis kumpara kung ilalagay mo lang sa alkansya.
- Youths are the future of our bloodlines, that’s why giving them the education they need is crucial - a financial plan is also feasible for that.
- Kung gusto mapaaga o mapatagal, nasa sa’yo ang hatol niyan, ano man ang piliin mo, may sustentong nakahanda dito sa oras ng pagreretiro mo.
- The reserve for your banishment can be yours even if you’re still alive (yes, I’m not joking here) because celebrating your birthday at the maximum number we set, we will give it to you - the price for living longer.
By Having Prosperity Defense
Makakabwelo ka sa kasalukuyan dahil kasabay na nagtatrabaho ang yaman mo para maabot ang inaasam mong hinaharap.
IS THAT ALL?
Ang Pinaka-Tapat (At Maaasahan) Na Susuporta Sa'yo
Each day will come with manageable risks.
Ipapaliwanag sa’yo ng Prosperity Defense ang mga posibleng peligrong pwede mong kaharapin dahil sa simpleng pagkakaroon ng buhay.
It will also give you the tools to lessen the blow (because it’s impossible to receive 0 impact) and allow you to turn the table in your favor.
Nga pala, tutulungan rin kitang magamit ng maayos ang mga sangkap na mabibigay sa’yo base sa kakayahan at kabuuang sitwasyon mo - iwas paso.
The servings are remarkable, but I still want to provide every possible help you can get in protecting and growing your future.
May 4 akong dinagdag dito na tutulungan kang harapin ang pabago-bagong panahon at maingay na mundo:
Paperback Edition
As you may know, no one can get the hard copy of my book DOFF (Dots Of Financial Freedom) - you're the exception, at no cost.
Digital Companion
You will get a mobile application to access your policy details and other supports to accompany your overall well-being.
Insights Updates
I paid external organizations for sessions and market evaluations that are crucial in different parts of our lives (relaying it all to you).
Private Access
To assist you efficiently, I give a communication line only for my clients to convey crucial details in a convenient and timely manner.
THE GUARANTEE
Baka Lang Madismaya Kita
No regrets given.
Kung binabasa mo ito ngayon, tansya ko ay dahil interisado kang iligtas ang hinaharap mo ng may halong proteksyon at pamumuhunan.
What you have here is not a typical pitch where you’re expected to make a big decision without any foundation of trust.
Dahil d’yan, linawin lang natin: Life insurance and investment plans are serious commitments, designed for long-term security and growth.
Why the commitment?
Responsibilidad sa sarili ay isa sa mga importante sakin.
This policy works best for those prepared to stay in the course, not for those seeking quick fixes or backup plans.
Nakadepende ito sa haba ng pasensya mo.
Just like any financial plan, it requires consistent engagement over time. The protection and growth built into this policy are designed for the dedicated.
May buong tiwala ako na lahat ng mga benepisyo na sinabi dito ay totoo dahil kahit ako mismo, naranasan ko rin.
So to avoid wasting both our time (and your money)…
1) Basahin o pakinggan mo ang sinulat kong libro - DOFF (Dots Of Financial Freedom).
- This is for you to know if my way of thinking about money is suitable to your taste.
- Libre ito at kayang tapusin sa isang upuan.
2) Have a consultation.
- Sa akin ito para malaman kung ano talaga ang gusto mong mangyari.
- It’s also a way to analyze your qualifications to apply and tell if our service can meet your expectations.
Ito ang serbisyong natatanggap ng mga kliyente ko para iba ang gagastos sa aberya at papalaguin ang pera nila.
I always see faces of relief from them when they realize they're doing the right thing.
Pag-isipin mo ng mabuti (dalawang beses o higit pa) bago ka bumili kung nasa bugso ka ng damdamin.
Giving this another one from the people I helped, adding confidence to your decision-making. The situation may differ, but the reason is still the same - protection and growth:
BE AN INSURED INVESTOR
Maging Isa Sa Mga Taong Mayroong Prosperity Defense
Acquire peace of mind.
Sa tingin ko na sang-ayon ang lahat na hindi natin sigurado kung anong pwedeng mangyari bukas.
What we are sure of is that preparation for possible risks (disease, disability, death, and depreciation) can make our time of living more enjoyable.
Alam ko rin na nakadepende ito sa mga bagay na pinipili natin sa araw-araw at paglalagay ng naaayong aksyon.
I experienced it.
Naintindihan ng mga kliyente ko.
No one is exempted from its effect (even people with abundant resources).
Sana maging isa ka sa mga handa.
HAVE QUESTIONS?
May Sagot Ako D’yan
Siguraduhing tama ang pinipili mong desisyon.
Is This A Scam?
Ramdam kita, mahirap talaga na basta-basta magtiwala.
We call things scams if promises are not delivered when particular resources are given.
Pwedeng pumasok rin sa usapan ang mga dating isyu tulad sa CAP (College Assurance Plan) na hindi nabigay ang pinangakong pondo.
In our case, regulations are intact:
- Insurances are monitored by the Insurance Commission (IC) under the Department of Finance (DOF)
- Investments are monitored by the Securities and Exchange Commission (SEC) reporting to the Office of the President.
Bukod sa 176 years na sa serbisyo worldwide (sa oras na sinulat ko ito) at pinagkakatiwalaan rin ng Bangko Sentral ng Pilipinas (BSP), mataas rin ang kumpyansa ng kumpanya na kayang bayaran lahat ng kliyente kahit magsara pa ito.
It's called the Risk-Based Capital (RBC) ratio.
Pagsunod ito sa patakaran ng Insurance Commission na dapat may nakahandang pambayad ang Insurance Companies ng at least 125% (times 1.25) ng pera ng mga kliyente.
In our company’s 2020 report, we have 2021% (times 20.21) money ready.
Where’s The List Of Options & Prices?
Mayroon naman sa company website namin.
But, I don’t recommend it other than after distilling your needs and wants through financial analysis by a licensed professional.
Iniiwasan natin dito ang paradox of choice.
Ang dami ng pagpipilian - sa halip na malinawan ka, baka lalo ka pang maguluhan o hindi na lang ituloy.
Our approach here is bottom-up.
Ilalatag muna natin ang kasalukuyan mong sitwasyon, pag-intindi sa mga pwedeng asahan, at pagkolekto ng gusto mong mangyari.
After various considerations, we will get the best options & prices you can choose from.
Sa ganitong paraan masisigurado natin na makukuha mo talaga ang para sa’yo - hindi ang bagay na gusto ng iba para sa’yo.
That’s why initial consultation is crucial here.
What If I Have Another Question?
Simple.
Set your appointment now so we can discuss it!
H’wag kang mag-alala, wala namang bayad ‘yon.
Copyright 2024 Mark Galvez